Frequently asked questions

• What is a Stash Stock Party?

  

  By attending a Stash Stock Party, Stashers can get pieces of offered stock(s). The amount of stock depends on the amount of people that attend the Stock Party—the more people that show up, the bigger the split prize pot (and your share of it) ultimately grows. To join a party, just visit this page (party.stash.com) on the party day, log in, and tap Claim stock. If you’re not a Stasher, you can reserve your stock with just your email address. Then, follow the instructions to complete your Stash account and claim your stock!

  To be eligible to receive a Stock Reward you must open a personal investment account advised by Stash that is in good standing with a valid email address. This program is subject to Terms and Conditions.

• Why should I bring friends to a Stash Stock Party?

  

  Every Stash Stock Party features “party levels”, which are defined by a certain threshold of party attendees. The more people that attend a Stock Party, the higher the party level reached—and the larger the Stock Party split prize pot gets for everyone.^*

  TLDR:
  The more people that attend a Stock Party, the larger the potential prize gets. Put out the word to your friends!

• What is Stash?

  

  Stash is a personal finance app that can help anyone improve their financial life.

  From budgeting to saving for retirement, Stash unites banking¹, investing, and advice in one app that helps over 5 million people reach their financial goals—all for one low monthly price.^†

• What is Stash’s mission?

  

  Stash’s mission is to make personal finance a source of hope, not fear.

  Unlike a lot of financial companies, we’re here to help you build strong habits and hit financial goals. That’s why we’ve built Stash into an all-in-one financial home that uses advice and technology to help anyone create a better life—no matter their network or net worth.

  To fulfill our mission, we’re focused on four major issues: predatory hidden fees, lack of financial education, intentional complexity, and unfair barriers to entry.

• How does Stash work?

  

  Stash can give you everything you need to manage your money and get more out of your paycheck. Here’s how Stash works.

  1. Answer a few questions
  When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide you with useful advice for everything from budgeting to investing.

  2. Pick a plan
  Then, you’ll pick your subscription plan, starting at just $1/month.^†

  With Stash, you always get access to investing with a personal brokerage account, online banking¹, budgeting and saving tools, the Stock-Back® Card, and advice and education. Depending on the plan you choose, you can also add a retirement account (IRA) and custodial investment accounts for kids.

  3. Add money to Stash
  You can add money to Stash in two ways: direct deposit with early payday³ or link another bank to make recurring or one-time transfers.

  4. Bank, budget, and create goals
  Use our bank account and automatic budgeting and saving tools to organize your cash into different spaces,⁶ create goals, and track your spending.⁷

  5. Invest in fractional shares
  Once you’ve added cash to invest, you can immediately start investing in fractional shares of thousands of stocks and ETFs with $1 or less. Stash is built for long-term investing, not day-trading, so we only trade during four trading windows every day. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

  6. Earn stock rewards
  Spend with your virtual or physical Stock-Back® Card to start earning pieces of stock from Stash as rewards for your everyday spending.

• Is Stash safe?

  

  From your investments to your cash, you can feel confident in the security of your money on Stash.

  Stash uses cutting-edge security features.

  Stash works to keep your spending safe and secure.

  Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

  While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

  Stash offers FDIC-insured bank accounts through Green Dot Bank. Bank Account Services provided by Green Dot Bank, Member FDIC. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

  Learn more about how we protect you and your assets →