Frequently asked questions

• What is a Stash Stock Party?

  

  By attending a Stash Stock Party, Stashers can get pieces of offered stock(s). The amount of stock depends on the amount of people that attend the Stock Party—the more people that show up, the bigger the split prize pot (and your share of it) ultimately grows. To join a party, just visit this page (party.stash.com) at 4 p.m. ET on the party day, log in, and tap Claim stock. If you’re not a Stasher, you can reserve your stock with just your email address. Then, follow the instructions to complete your Stash account and claim your stock!

  To be eligible to receive a Stock Reward you must open a personal investment account advised by Stash that is in good standing with a valid email address. This program is subject to Terms and Conditions.

• How does the Stars & Stocks Party work?

  

  The Stars & Stocks Party will be our biggest Stock Party ever—with a twist, because it’s election season. In the weeks preceding our Stars & Stocks Party, you’ll get to vote for the stock you want us to ultimately give away in a split pot prize (up to $1 million). And by attending the Stars & Stocks and/or reserving your stock, you could also win a bonus $250!^* Read on for our calendar of events.^‡

  October 15–October 21: Polls are open! Vote for your favorite pick from a field of eight stock candidates.

  October 22: Attend the Stock Party by visiting this page—we’ll be giving away the top four stocks from that week’s polling.

  October 22–28: New week, new poll. Now, cast your vote between four stocks (the previous week’s top picks).

  October 29: Attend our weekly Stock Party to snag a piece of the top two polling stocks.

  October 29–Nov 1: This is it! Cast your vote between last week’s two top stocks to decide which stock you want given away during our Stars & Stocks Party.

  Nov 2: Show up to our Stars & Stocks Party anytime between 4 p.m.–12 a.m. ET, and bring your friends. We’ll be giving away a split pot of up to $1 million of the winning stock—plus, an extra $250 for every new party level (i.e. a threshold of total attendees) that we reach.^*

  ^* NO DEPOSIT, PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN A PRIZE. A DEPOSIT, PURCHASE OR PAYMENT DOES NOT IMPROVE YOUR CHANCES OF WINNING. Sweepstakes begins on 11/02/2020 at 04:00:01 PM Eastern Standard Time (“EST”) and ends on 11/02/2020 at 11:59:59 PM EST. Sweepstakes open to legal residents of the 50 U.S., D.C., and PR who are at least 18 years of age at the time of entry. Prize valued at $250. Total value of all prizes that may be awarded: up to $5,000. Odds of winning depend upon the number of entries received. Limit twenty (20) entries per entrant. Void in all U.S. territories and possessions and where prohibited by law. See Official Rules for complete details at https://lp.stash.com/stash-stars-and-stocks-stock-party-sweepstakes/. Sponsor: Stash Investments, LLC, 500 Seventh Avenue, 8th Floor, New York, NY, 10018.

  ^‡ To be eligible to receive a Stock Reward you must open a personal investment account advised by Stash that is in good standing with a valid email address. This program is subject to Terms and Conditions. As described in further detail in the Stock Party terms and conditions, Stash will offer stock in one or more publicly-traded companies at each stock party as determined by the voting results applicable to each party, and Stash will reward eligible stock party participants with equal stock rewards in each publicly-traded company that Stash offers at each party. This content does not imply any level of skill or training on the part of any customer and should not be construed as a recommendation of any specific security. This is not an adoption or endorsement of Stash’s products and services by any customer. Stash reserves the right to amend these polls at any time and is under no obligation to offer any of the securities listed on the platform. All product and company names are trademarks™ or registered®trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

• Why should I bring friends to a Stash Stock Party?

  

  Every Stash Stock Party features “party levels”, which are defined by a certain threshold of party attendees. The more people that attend a Stock Party, the higher the party level reached—and the larger the Stock Party split prize pot gets for everyone. Our Stars & Stocks party will also have a special giveaway element: For every new party level we hit, we’ll give away a bonus $250.^*

  TLDR:
  The more people that attend a Stock Party, the larger the potential prize gets. Put out the word to your friends!

  ^* NO DEPOSIT, PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN A PRIZE. A DEPOSIT, PURCHASE OR PAYMENT DOES NOT IMPROVE YOUR CHANCES OF WINNING. Sweepstakes begins on 11/02/2020 at 04:00:01 PM Eastern Standard Time (“EST”) and ends on 11/02/2020 at 11:59:59 PM EST. Sweepstakes open to legal residents of the 50 U.S., D.C., and PR who are at least 18 years of age and a Stash Invest Account Holder (as defined in the Official Rules) at the time of entry. Prize valued at $250. Total value of all prizes that may be awarded: up to $5,000. Odds of winning depend upon the number of entries received. Limit twenty (20) entries per entrant. Void in all U.S. territories and possessions and where prohibited by law. See Official Rules for complete details at https://lp.stash.com/stash-stars-and-stocks-stock-party-sweepstakes/. Sponsor: Stash Investments, LLC, 500 Seventh Avenue, 8th Floor, New York, NY, 10018.

• What is Stash?

  

  Stash is a personal finance app that can help anyone improve their financial life.

  From budgeting to saving for retirement, Stash unites banking¹, investing, and advice in one app that helps over 5 million people reach their financial goals—all for one low monthly price.^†

• What is Stash’s mission?

  

  Stash’s mission is to make personal finance a source of hope, not fear.

  Unlike a lot of financial companies, we’re here to help you build strong habits and hit financial goals. That’s why we’ve built Stash into an all-in-one financial home that uses advice and technology to help anyone create a better life—no matter their network or net worth.

  To fulfill our mission, we’re focused on four major issues: predatory hidden fees, lack of financial education, intentional complexity, and unfair barriers to entry.

• How does Stash work?

  

  Stash can give you everything you need to manage your money and get more out of your paycheck. Here’s how Stash works.

  1. Answer a few questions
  When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide you with useful advice for everything from budgeting to investing.

  2. Pick a plan
  Then, you’ll pick your subscription plan, starting at just $1/month.^†

  With Stash, you always get access to investing with a personal brokerage account, online banking¹, budgeting and saving tools, the Stock-Back® Card, and advice and education. Depending on the plan you choose, you can also add a retirement account (IRA) and custodial investment accounts for kids.

  3. Add money to Stash
  You can add money to Stash in two ways: direct deposit with early payday³ or link another bank to make recurring or one-time transfers.

  4. Bank, budget, and create goals
  Use our bank account and automatic budgeting and saving tools to organize your cash into different spaces,⁶ create goals, and track your spending.⁷

  5. Invest in fractional shares
  Once you’ve added cash to invest, you can immediately start investing in fractional shares of thousands of stocks and ETFs with $1 or less. Stash is built for long-term investing, not day-trading, so we only trade during four trading windows every day. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

  6. Earn stock rewards
  Spend with your virtual or physical Stock-Back® Card to start earning pieces of stock from Stash as rewards for your everyday spending.

• Is Stash safe?

  

  From your investments to your cash, you can feel confident in the security of your money on Stash.

  Stash uses cutting-edge security features.

  Stash works to keep your spending safe and secure.

  Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).

  While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

  Stash offers FDIC-insured bank accounts through Green Dot Bank. Bank Account Services provided by Green Dot Bank, Member FDIC. Investment products and services provided by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

  Learn more about how we protect you and your assets →